Five at one time should help play a part in the insurance companies considering raising auto insurance rates for Lancster county residents in the future. The more accidents that happen in a county the higher the rates

That is barely a bump in a statistic. More of problem is people from Philadelphia registering their vehicles here in Lancaster at friends or family houses so they can avoid the higher premiums.

so they get their insurance bills mailed to family mambers? and their registration, and their license information? must be renters, no homeowners insurance, how does this fraud work?

I think this is most common in families that have children that move to philly. They will keep a car registered in Lancaster indefinitely since it is cheaper inspections, cheaper insurance, and as long as they visit their parents enough to get their mail it is very easy.

I heard about this first through a mechanic friend who does state inspections. It used to be even more common back when cars registered in Philadelphia were required to have emissions inspections and Lancaster cars were not. If you had an older car that required a lot of upgrades to pass it was cheaper to just register them here. Now there is significant savings in regards to insurance. I think the emissions tests are still more expensive in Philadelphia.

Say you have a business with 20 company cars. Your insurance premiums could be $500 a car cheaper per car if you register them here. So you set up a PO box number in Brownstown for 30 dollars a year with your business name and forward all your mail to your office in Philly. There goes 10,000 in "savings" or fraud.